Fairing Plastics
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Do I have to tell my insurance company when taking out a policy, if my motorbike is a category D write off?
My policy states I should advise if the bike is modified, altered or converted from original manufacturer specification, they need to be advised. This was not the case when I purchased the bike - it was only fairing/plastics that needed replacing, it was mechanically sound and had a new MOT. It was completely repaired and put back to standard manufacturer specification with no alteration, had been serviced and was completely roadworthy. My insurance questions do not ask if it has been 'repaired' - only if its been altered or converted. Do I need to state it was registered as a Category D from its previous owners insurance? Will it affect my own insurance if I do not? Any help appreciated - thanks.
no you don't the question isn't asked, also it assumes that all car owners know if there car was at sometime a right off and all owners get a hpi check done and thy don't.
it might affect a claim because the value is generally less.my car was a cat d and because of this i paid around £3000 less than book price but if i wrote it off i would expect to get less.and there is a big difference between a cat b and a cat d.
Motorcycle Fairing Repair on abs plastic - Melting abs plastic Part 2
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